Information last reviewed 16 August 2026
NSW Grants & Concessions Calculator (2026)
NSW first home buyers may claim a $10,000 First Home Owners Grant on eligible new builds (price caps apply) and separately seek FHBAS stamp duty relief on homes up to $800,000 / $1,000,000.
You may qualify for New South Wales' First Home Owners Grant and First Home Buyers Assistance Scheme. Use our quick tool to check your eligibility and save thousands.
NSW First Home Grant & Duty Relief Thresholds (2026)
First Home Owners Grant
$10,000
Cash grant for eligible first home buyers of new, off-the-plan, or house-and-land purchases under published price caps.
FHBAS Full Exemption
Up to $800,000
Eligible first home buyers may pay $0 transfer duty on new or existing homes valued up to $800,000, with concessions available up to $1,000,000.
Official NSW Support Snapshot
| Scheme | Support | Property rules | Price caps |
|---|---|---|---|
| First Home Owners Grant (FHOG) | $10,000 cash | New, off-the-plan, or house-and-land only | New home ≤ $600,000; house-and-land ≤ $750,000 |
| FHBAS — full stamp duty exemption | $0 transfer duty | Eligible first home buyers (new or existing homes) | Homes ≤ $800,000 |
| FHBAS — concessional rate | Reduced sliding-scale duty | Eligible first home buyers (new or existing homes) | Homes $800,001 – $1,000,000 |
| FHBAS — vacant land | Exemption or concession | Eligible first home buyers of vacant land | Full exemption ≤ $350,000; concession ≤ $450,000 |
Source: Revenue NSW first home buyer schedules (FY2026-27)
Frequently Asked Questions About NSW Grants & Concessions
Calculations reconciled against guidelines published by Revenue NSW .
Proppers provides financial estimates for informational purposes only. Always confirm grants and concessions with the relevant revenue office or a qualified conveyancer before you buy.