Question 1

What is the NSW First Home Owners Grant (FHOG)?

Accepted Answer

Eligible first home buyers purchasing a new, off-the-plan, or house-and-land property in NSW may receive a $10,000 cash grant. Price caps generally apply at $600,000 for new homes and $750,000 for house-and-land packages.

Question 2

What is the NSW First Home Buyers Assistance Scheme (FHBAS)?

Accepted Answer

Under FHBAS, eligible first home buyers can pay $0 stamp duty on homes up to $800,000, with a concessional sliding scale between $800,000 and $1,000,000. Vacant land has lower thresholds: full exemption up to $350,000 and concessions up to $450,000.

Question 3

Can I claim both the NSW grant and stamp duty concession?

Accepted Answer

Yes, when you meet each scheme’s rules. FHOG is limited to eligible new builds and packages under the grant price caps. FHBAS duty relief can apply to eligible new or existing homes within the duty thresholds.

Question 4

Who is eligible for NSW first home support?

Accepted Answer

You generally need to be a first home buyer, an Australian citizen or permanent resident, buying in your own name, and intending to live in the property as your principal place of residence. Always confirm current Revenue NSW rules before you buy.

Question 5

Do investors get NSW first home grants or FHBAS?

Accepted Answer

No. Both the First Home Owners Grant and FHBAS are aimed at owner-occupiers buying their first home. Investment purchases are not eligible for these schemes.

Scheme	Support	Property rules	Price caps
First Home Owners Grant (FHOG)	$10,000 cash	New, off-the-plan, or house-and-land only	New home ≤ $600,000; house-and-land ≤ $750,000
FHBAS — full stamp duty exemption	$0 transfer duty	Eligible first home buyers (new or existing homes)	Homes ≤ $800,000
FHBAS — concessional rate	Reduced sliding-scale duty	Eligible first home buyers (new or existing homes)	Homes $800,001 – $1,000,000
FHBAS — vacant land	Exemption or concession	Eligible first home buyers of vacant land	Full exemption ≤ $350,000; concession ≤ $450,000

NSW Grants & Concessions Calculator (2026)

NSW First Home Grant & Duty Relief Thresholds (2026)

First Home Owners Grant

FHBAS Full Exemption

Official NSW Support Snapshot

Frequently Asked Questions About NSW Grants & Concessions