Reconciled with Revenue NSW FY2026-27 schedules
Information last reviewed 16 August 2026
NSW Stamp Duty Calculator (2026)
Calculate New South Wales transfer duty, First Home Buyers Assistance Scheme (FHBAS) concessions, and see how much you may pay at settlement.
NSW First Home Buyer Exemptions & Thresholds (2026)
FHBAS Full Exemption
Up to $800,000
Eligible first home buyers purchasing new or existing homes in NSW pay $0 transfer duty on properties valued up to $800,000.
Concessional Rate
$800,001 – $1,000,000
A discounted sliding scale applies for properties valued between $800,000 and $1,000,000, reducing out-of-pocket costs significantly.
Official Revenue NSW Transfer Duty Rates
| Property Value (Dutiable Value) | Transfer Duty Payable |
|---|---|
| $0 – $18,000 | $1.25 per $100 (minimum $20) |
| $18,001 – $38,000 | $225 + $1.50 per $100 over $18,000 |
| $38,001 – $103,000 | $525 + $1.75 per $100 over $38,000 |
| $103,001 – $387,000 | $1,662 + $3.50 per $100 over $103,000 |
| $387,001 – $1,290,000 | $11,602 + $4.50 per $100 over $387,000 |
| $1,290,001 – $3,870,000 | $52,237 + $5.50 per $100 over $1,290,000 |
| Over $3,870,000 (Premium residential) | $194,137 + $7.00 per $100 over $3,870,000 |
Source: Revenue NSW tax schedules (FY2026-27)
Frequently Asked Questions About NSW Stamp Duty
Calculations reconciled against guidelines published by Revenue NSW .
Proppers provides financial estimates for informational purposes only. Always confirm official duty with a qualified solicitor or conveyancer prior to settlement.