Information last reviewed 16 August 2026
NSW Stamp Duty Calculator (2026)
In NSW, eligible first home buyers can pay $0 transfer duty on homes up to $800,000 under the First Home Buyers Assistance Scheme, with a sliding concession between $800,000 and $1,000,000.
Free NSW stamp duty calculator. Enter your price to estimate Revenue NSW transfer duty and First Home Buyers Assistance Scheme (FHBAS) concessions before you buy.
NSW First Home Buyer Exemptions & Thresholds (2026)
FHBAS Full Exemption
Up to $800,000
Eligible first home buyers purchasing new or existing homes in NSW pay $0 transfer duty on properties valued up to $800,000.
Concessional Rate
$800,001 – $1,000,000
A discounted sliding scale applies for properties valued between $800,000 and $1,000,000, reducing out-of-pocket costs significantly.
Official Revenue NSW Transfer Duty Rates
| Property Value (Dutiable Value) | Transfer Duty Payable |
|---|---|
| $0 – $18,000 | $1.25 per $100 (minimum $20) |
| $18,001 – $38,000 | $225 + $1.50 per $100 over $18,000 |
| $38,001 – $103,000 | $525 + $1.75 per $100 over $38,000 |
| $103,001 – $387,000 | $1,662 + $3.50 per $100 over $103,000 |
| $387,001 – $1,290,000 | $11,602 + $4.50 per $100 over $387,000 |
| $1,290,001 – $3,870,000 | $52,237 + $5.50 per $100 over $1,290,000 |
| Over $3,870,000 (Premium residential) | $194,137 + $7.00 per $100 over $3,870,000 |
Source: Revenue NSW tax schedules (FY2026-27)
Frequently Asked Questions About NSW Stamp Duty
Calculations reconciled against guidelines published by Revenue NSW .
Proppers provides financial estimates for informational purposes only. Always confirm official duty with a qualified solicitor or conveyancer prior to settlement.